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Security and Privacy Policies

Security Policy

Merchants Information Solutions, Inc. (Merchants) protects your information over the Internet by using a secure Web server, which allows Web browsers (e.g., Netscape or Microsoft Internet Explorer) to interact with Merchants' Web server via an encrypted session. Merchants employs a Secure Socket Layer (SSL) connection that provides an encrypted connection between your computer(s) and Merchants Web servers. The 128-bit encrypted connection scrambles ordinary text or data into cipher text to safeguard sensitive information during its journey across the Internet. The information is decrypted, or put back into a readable format, when it reaches its intended destination.

You will know you are in a secure area by the presence of "https" in the address link or a lock that appears on the bottom of your screen. The exact position of the lock depends upon which Internet browser you are using. When you visit our web site, you may move in and out of secure areas. Any time you are on a registration page, or viewing a credit report, you will be in a secure area.

Additionally, Merchants restricts access to information you provide only to those employees who need to know such information to provide and process the information you have requested or to investigate matters you have requested to be investigated. Merchants maintains physical, electronic, and procedural safeguards to guard your information.

Privacy Policy

When visiting this Web site, Merchants' Web server will collect and store the following information:

  • The name of the domain from which you access the Internet
  • The date and time you access this site
  • The Internet address of the Web site from which you linked directly to this site
  • This information is used for security and to measure the number of users to this site

If you provide identifying information on an Merchants subscriber application, Merchants will use this information to process your request. The information will then be retained in Merchants customer records for billing and contact purposes. If you provide a contact e-mail address, you'll receive the quarterly Merchants newsletter by e-mail.

If you provide identifying information to obtain credit report(s), Merchants will use the information to access the credit reporting agencies systems to obtain the report to be sent to you. Merchants does not pass this information onto other parties.

Merchants is proud to have created an ID Theft advisory board comprised of experts from the FBI, GoDaddy.com, KPMG, Avnet and many others including legal, fraud and cyber forensics specialists, whose mission is to support education and best practices specific to ID Theft, Data Breach Risk Management and Information Governance.

In addition, Merchants actively participates in a number of industry groups including the Consumer Federation of America's working group on ID Theft and is honored to have as company national spokespersons Jerry Colangelo and Harvey Mackay.